US borrowing guides

Conventional loans: mortgage types, costs and comparisons

Conventional loans: mortgage types, costs and comparisons

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Online loans: lender checks, privacy and real borrowing cost

Online loans: lender checks, privacy and real borrowing cost

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Bank loans: choose the product and compare written offers

Bank loans: choose the product and compare written offers

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Mobile-home loans: land, title and financing comparisons

Mobile-home loans: land, title and financing comparisons

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Unsubsidized loans: interest, borrowing limits and next steps

Unsubsidized loans: interest, borrowing limits and next steps

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Construction loans: draws, costs and permanent financing

Construction loans: draws, costs and permanent financing

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Are payday loans installment or revolving credit?

Are payday loans installment or revolving credit?

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Are personal loans installment or revolving credit?

Are personal loans installment or revolving credit?

United States / Borrowing guidesShort answer: A standa...

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Personal loan origination fees: cash received vs. amount owed

Personal loan origination fees: cash received vs. amount owed

United States / Borrowing guidesShort answer: An origi...

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Loan matching service vs. direct lender: who handles your application?

Loan matching service vs. direct lender: who handles your application?

United States / Borrowing guidesShort answer: A direct...

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Personal loan prequalification: soft checks and offer comparison

Personal loan prequalification: soft checks and offer comparison

Short answer: Personal loan prequalification is an initial eligibility check that may show estimated rates, amounts and repayment ...

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Personal loan requirements and documents: a US application checklist

Personal loan requirements and documents: a US application checklist

Short answer: Personal loan requirements vary by lender. Expect questions about identity, contact details, income, existing obliga...

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Can you pay off a personal loan early? Costs and a payoff example

Can you pay off a personal loan early? Costs and a payoff example

Short answer: You can often pay off a personal loan early, but check the agreement for prepayment charges and request a dated payo...

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Debt consolidation loan vs. balance transfer: compare the real cost

Debt consolidation loan vs. balance transfer: compare the real cost

Short answer: A debt consolidation loan replaces debts with a loan repayment schedule. A balance transfer moves eligible debt to a...

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